Late payment recovery for B2B invoices in Spain
Spain's late payment law (Ley 3/2004) protects businesses that sell to other businesses. When a business customer pays late, the supplier is entitled to:
- statutory late-payment interest, set at the European Central Bank rate plus eight percentage points, from the day after the due date;
- €40 fixed compensation per invoice for recovery costs, without having to prove them;
- a maximum payment term of 60 days in most B2B contracts, whatever the contract says.
Many suppliers never claim these amounts because calculating and chasing them takes time.
What we deliver
- Calculation — interest and fixed compensation for each overdue invoice.
- Reminders — a polite, firm sequence of reminder letters by email and post.
- Negotiation — a written settlement proposal, which also serves as the out-of-court negotiation attempt that Spanish civil procedure has required since April 2025 before most claims.
- Escalation — if the customer still does not pay, we hand the prepared file to a lawyer of your choice or from our network for court action.
We do not represent you in court; litigation is handled by lawyers.
Work with us
Send a list of overdue invoices through the contact page or WhatsApp. Service in Spanish, English or Mandarin Chinese (中文服务).
Next step
Tell us what you sell or run, and where
We confirm whether the obligation applies to you, what we would do and the price before any work starts. Service in English, Spanish and Mandarin Chinese (中文服务).